According to a new survey, about 75% of workers do not have disability insurance, despite statistics that show that at 25% of workers will experience an injury that keeps them out work for at least three months. Those who did have insurance were unclear about how long their insurance lasts. Two-thirds of the respondents did not know what their insurance covered.
See "Disability Coverage Baffles Most Workers, Survey Finds", Ned Smith, Fox News, May 13, 2012